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What Does Your Family’s Future Hold?

  • 25th October 2016

If recent times have taught us anything, it’s that the future is uncertain. Ten years ago we were at the height of the property boom, Tony Blair was our Prime Minister and the Bank of England base rate was 5% and rising! How times have changed Fast forw...

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When you know that you don’t know

  • 8th June 2016

What might be happening over the decision to stay or leave and what, if anything, can be done about it in terms of your investments? Who wants to be a millionaire anyway? Most of us have seen this programme. The contestant is faced with multiple-choice qu...

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Self-Employed Pension Membership

  • 6th May 2016

Crisis in Retirement Pension coverage amongst Britain’s 4.4 million self-employed has now reached crisis levels. Whilst pension scheme membership among employees has risen by more than five million in the last four years because of the effects of automa...

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Retirement Planning

  • 25th April 2016

The Importance of Planning Ahead with Cashflow Forecasts Queen Elizabeth II is celebrating her 90th birthday and a lot more of us can look forward to the fact we’re going to live longer; but what impact will this have on our retirement savings? With a ...

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March 2016 – Budget Highlights

  • 22nd March 2016

Capital Gains Tax Capital gains tax (CGT) is reduced from 28% to 20% for higher rate tax payers and 18% to 10% for basic rate tax payers (sadly this does not apply to gains on residential property). Low CGT rates may not last, so consider realising inves...

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A 30 Year Timeline of Financial Advice

  • 18th March 2016

28th February 1986 and… Swedish Prime Minister Olof Palme is assassinated in Stockholm Billy Ocean was in the UK Top 5 with “When the going gets tough, the Tough Get going…” Howard Northover leaves the Norwich Union Three entirely related events ...

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Pension Sharing Orders & Divorce

  • 10th February 2016

Britain has the highest divorce rate in the EU, but pension sharing orders are only 11% of all divorce settlements The average across the EU is 1.8 divorces for every 1,000 people, but in Britain the rate is much higher at 2.8 divorces per 1,000. In Luxem...

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